Though the cash advance facility offered by credit card companies is a convenient way of getting immediate cash at times of financial crisis, it should be avoided as far as possible. The consumers should realize that cash advances are accompanied by high rate of interest and fees. In addition, there are no grace periods provided [...]

Michael, 25 years old and working in United States for past one year was on the verge of going bald from trying to figure out the best credit card among the tons of emails that he received almost daily about the “pre approved credit cards”. Chances are that you too maybe going through the same [...]